Product Disclosure Statements

Investment Accounts Product Disclosure Statements

• Asgard eWrap Investment Additional information

• Asgard eWrap Investment Supplementary Financial Services Guide & IDPS Guide

• Asgard Infinity eWrap Investment Financial Services Guide & IDPS Guide

• Asgard Open eWrap Investment Financial Services Guide (and IDPS Guide)

• BT Cash Management Account Terms and Conditions

• BT Panorama Investments Additional Information

• BT Panorama Investments Investor Guide

• BT Wrap Open – Investor Short Guide

• BT Wrap Open – Additional Information and Terms Booklet

• BT Wrap Open – Westpac Term Deposit Terms and Conditions

• BT Wrap Open – Westpac Term Deposit Important Information

• BT Wrap Investor Short Guide

• BT Wrap Additional Information and Terms Booklet

• BT Wrap Managed Investments Fees & Costs List

• CFS FirstChoice Wholesale Investment Options Menu

• CFS FirstChoice Wholesale Investment SPDS & PDS (includes application forms)

• FirstRate Wholesale Investment Deposits and Term Deposit PDS

• Generation Life Investment Bonds - Additional Information Booklet

• Generation Life Investment Bonds SPDS & PDS

• HUB24 Invest Choice Menu IDPS Guide (Part 1 & 2)

• MyNorth Investment IDPS

• Netwealth – Russell Investments Wealth Series IDPS Guide

• Netwealth Wealth Accelerator IDPS

• Netwealth Managed Account PDS (Part 1)

• Netwealth Managed Account PDS (Part 2)

• Vanguard Investor Funds PDS

Superannuation & Pension Product Disclosure Statements

• AMP Signature Super PDS

• Australian Retirement Trust Super Savings Accumulation Guide

• Australian Retirement Trust Super Savings for Accumulation PDS

• Australian Retirement Trust Super Savings for Income & Lifetime Pension PDS

• Asgard eWrap Super & Pension Additional Information

• Asgard eWrap Super & Pension PDS

• Asgard Infinity eWrap Super & Pension PDS

• Asgard Open eWrap Super & Pension PDS

• BT Panorama Super Additional Information Booklet

• BT Panorama Super PDS

• BT SuperWrap – Product Disclosure Statement

• BT SuperWrap Additional Information Booklet

• BT SuperWrap Available Managed Funds List

• BT SuperWrap Investment Options Booklet

• BT SuperWrap Managed Investments Fees and Costs List

• BT SuperWrap Open Product Disclosure Statement

• BT SuperWrap Open Additional Information Booklet

• BT Wrap Open – Westpac Term Deposit Terms and Conditions

• BT Wrap Open – Westpac Term Deposit Important Information

• CFS FirstChoice Wholesale Super and Pension PDS (includes application forms)

• CFS FirstChoice Wholesale Super Investments Options Menu

• HUB24 Super Additional Information Booklet

• HUB24 Super PDS

• MyNorth SPDS

• MyNorth Additional Information PDS

• Netwealth Russell Investments Super Series Product Disclosure Statement

• Netwealth Russell Investments Super Series Product Disclosure Updates

• Netwealth Super Accelerator PDS

• Netwealth Super Accelerator PDS Updates

• North Super & Pension SPDS

• North Super & Pension - Additional Information Booklet

• PortfolioCare Super/Pension Service PDS

• QSuper Accumulation Account PDS

• QSuper Income Account & Lifetime Pension PDS

• TelstraSuper Corporate Plus PDS

Managed Investment Product Disclosure Statements

• AB Global Equities Fund PDS

• AB Managed Volatility Equities Fund

• Active X Ardea RI Outcome Bond Fund PDS

• Advance Balanced Multi-Blend Fund Wholesale Investment PDS

• Advance Growth Multi-Blend Fund Wholesale Investment PDS

• Advance Moderate Multi Blend Fund Wholesale Investment PDS

• Allan Gray Australia Equity Fund Class A PDS

• Antares High Growth Shares Fund PDS

• Antipodes Global Fund

• Antipodes Global Shares PDS

• Antipodes Wholesale Plus Global Fund PDS

• Ardea Real Outcome Fund PDS

• Arrowstreet Global Equity Fund (Hedged) PDS

• Ausbil 130 30 Focus Fund

• Ausbil Active Sustainable Equity Fund PDS

• Australian Bank Senior Floating Rate Bond ETF PDS

• Australian Ethical Shares Fund (Wholesale) PDS

• Australian Ethical Emerging Companies Fund (Wholesale) PDS

• Australia High Interest Cash ETF PDS

• Bennelong Concentrated Australian Equities Fund PDS

• Bennelong Wholesale Plus ex-20 Australian Equities Fund

• BetaShares FTSE RAFI US 1000 ETF PDS

• BetaShares NASDAQ 100 ETF PDS

• BetaShares Australian Sustainability Leaders ETF PDS

• BlackRock GSS Global Bond Index Fund PDS

• Blackrock iShares Australian Equity Index Fund PDS

• BT Index Balanced Fund (WFS0590AU) PDS

• BT Index Growth Fund (WFS0591AU) PDS

• C WorldWide Global Equity Trust PDS

• CARE Portfolio PDS

• Chester High Conviction Fund PDS

• Fidelity Australian Equities Fund

• Fidelity Wholesale Plus Australian Equities Fund PDS

• Global Specialist Series Active 50/50 Balanced Fund PDS

• Global Specialist Series Australian Bond Index Fund PDS

• Global Specialist Series Australian Equities Index Fund PDS

• Global Specialist Series Australian Property Index Fund PDS

• GQG Partners Emerging Markets Equity Fund PDS

• Greencape Broadcap Fund PDS

• Greencape High Conviction Fund PDS

• Hyperion Global Growth Companies Fund PDS

• INVESCO WS Global Opportunities Fund PDS

• Ironbark Renaissance Australian Small Companies Fund PDS

• Ironbark Renaissance Wholesale Plus Australian Small Companies Fund PDS

• Ironbark Royal London Concentrated Global Share Fund PDS

• iShares Australian Bond Index Fund PDS

• iShares Australian Equity ETFs PDS

• iShares Australian Listed Property Index Fund PDS

• iShares Global Bond Index Fund (Class D Units) PDS

• iShares Hedged International Equity Fund (Class D Units) PDS

• iShares International Equity Index Fund PDS

• iShares International Equity ETF's PDS

• Janus Henderson Tactical Income Fund PDS

• Landon Global Smaller Companies Fund PDS

• Lazard Global Listed Infrastructure Fund PDS

• Lonsec GSS Index Plus Managed Account (Part I) PDS

• Lonsec GSS Index Plus Managed Account (Part II) PDS

• Macquarie Australian Shares Fund PDS

• Macquarie Hedged Index Global Bond Fund PDS

• Macquarie Hedged Index Global Real Estate Securities Fund PDS

• Macquarie Income Opportunities Fund PDS

• Macquarie True Index Cash Fund PDS

• Macquarie True Index Global Infrastructure Securities Fund PDS

• Macquarie Wholesale Plus Income Opportunities Fund

• Magellan Global Equity Fund (Hedged) PDS

• Magellan Global Fund Hedged PDS

• Magellan Global Fund PDS

• Magellan Infrastructure Fund PDS

• Magellan Wholesale Plus Global Fund (BTA0565AU) PDS

• Maple-Brown Abbott Australian Share Fund - Wholesale PDS

• MFS Concentrated Global Equity Trust PDS

• Milford Australian Absolute Growth Fund PDS

• Netwealth Active 30/70 Conservative Fund PDS

• Netweatlh Active 50/50 Balanced Fund PDS

• Netwealth Active 70/30 Growth Funds PDS

• Netwealth Australian Property Index Fund PDS

• NovaPort Smaller Companies Fund

• Pengana Australian Equities Fund

• Pengana Emerging Companies Fund PDS

• Perpetual Share-Plus Long-Short Fund PDS

• Perpetual Diversified Income Fund - Class S PDS

• Perpetual Wholesale Funds PDS

• Perpetual Wholesale Plus Diversified Income Fund PDS

• PIMCO Global Credit Fund - Wholesale Class PDS

• Platinum International Fund PDS

• Platinum Quoted Managed Funds PDS

• PM Capital Global Companies Fund PDS

• Pzena Global Focused Value Fund Wholesale PDS

• Resolution Capital Global Property Securities Fund PDS

• Robeco Emerging Conservative Equity Fund

• Russell Investments Balanced Fund Class A

• Russell Investments Diversified 50 Fund Class A

• Russell Investments Growth Fund Class A

• Russell Investments High Growth Fund Class A

• Russell Portfolio Series – Balanced Class A

• Russell Portfolio Series- Conservative Class A

• Russell Portfolio Series – Growth Class A

• SGH ICE Fund

• State Street Climate ESG International Equity Fund PDS

• State Street Global Equity Fund PDS

• Stewart Investors Worldwide Sustainability Fund PDS

• Talaria Global Equity Fund Hedged PDS

• Talaria Wholesale Plus Global Equity Fund PDS

• T.Rowe Price Global Equity - S Class PDS

• T.Rowe Price Global Equity - I Class PDS

• VanEck FTSE International Property (Hedged) ETF PDS

• VanEck MSCI Multifactor Emerging Markets Equity ETF

• Vanguard All-World ex-US Shares Index ETF PDS

• Vanguard Australian Exchange Traded Funds (VAS & VAP) PDS

• Vanguard Australian Fixed Interest Index ETFs PDS

• Vanguard Australian Fixed Interest Index Fund PDS

• Vanguard Australian Property Securities Index Fund PDS

• Vanguard Australian Shares Index Fund PDS

• Vanguard International Fixed Interest Index (Hedged) ETFs PDS

• Vanguard International Fixed Interest Index (Hedged) Fund PDS

• Vanguard International Property Securities Index Fund (Hedged) PDS

• Vanguard International Property Securities Index Fund PDS

• Vanguard International Shares Index Fund (Hedged) PDS

• Vanguard International Shares Index Fund PDS

• Vanguard MSCI Index International Shares ETFs (VGS & VGAD) PDS

• Walter Scott Global Equity Fund (Hedged) PDS

• Walter Scott Global Equity Fund PDS

• Walter Scott Wholesale Plus Global Equity Fund (BTA0542AU) PDS

• Zurich Australian Property Securities Fund PDS

Cash & Term Deposit Product Disclosure Statements

• Adelaide Money Market Term Deposit Account PDS

• AMP Bank Term Deposit T&C

• ANZ Saving & Transacting Products T&C

• Asgard eCash & Cash Connect Account PDS (Part 1)

• Asgard eCash & Cash Connect Account PDS (Part 2)

• Australian Money Market (AMM) Financial Services Guide

• Australian Money Market (AMM) Terms & Conditions

• Auswide Bank Term Deposit PDS

• Auswide Bank Wealth Mangement Account PDS

• Bank of Queensland (AMM) Terms and Conditions

• BOQ Deposit Accounts PDS

• BOQ Term Deposit PDS

• BT Term Deposits Important Information and Terms & Conditions

• CFS FirstRate Wholesale Investment Deposits and Term Deposits PDS

• Heartland Bank Term Deposit PDS

• ING Savings Accelerator Terms and Conditions

• ING Term Deposit Terms and Conditions

• Judo Bank Term Deposit Terms and Conditions

• Macquarie Cash Management Accelerator Account PDS

• Macquarie Cash Management Account PDS

• Macquarie Term Deposit PDS

• Members Equity Bank Term Deposit PDS, Terms and Conditions

• Members Equity Business Online Savings Account Terms & Conditions

• NAB Term Deposit PDS

• St George Fixed Term Deposits PDS

• Westpac (AMM) – Terms and Conditions

• Westpac Term Deposit Terms and Farm Management Deposits

• Westpac Term Deposit Important Information document

Insurance Product Disclosure Statements

• 
  Inc CommInsure

• AMP Elevate Insurance PDS

• AMP Flexible Lifetime - Protection PDS

• CFS FirstChoice Wholesale Personal Super and Pension – Insurance Booklet

• 

• 
  inc MLC Life, Resolution Life

• 

• Netwealth Superannuation Master Trust – Insurance Guide

• 

• 
  Inc Asteron, BT Life

• 

Annuity Product Disclosure Statements

• Challenger – Guaranteed Annuity (Fixed Term Direct)

• Challenger – Guaranteed Annuity (Fixed Term)

• Challenger – Lifetime Annuity (Liquid Lifetime)

Education Bonds Product Disclosure Statement

• Futurity Education Bonds PDS Part A & B