Also known as Cricital Cash, Critical Trauma, or just Trauma Insurance, it provides a lump sum payment in the event of a medical trauma event. Depending on the policy there is between 20 and 60 trauma events and as such a large difference in the cost and benefits of trauma policies.

Some of the most common trauma events are;

• Cancer
• Heart Attack
• Coronary Artery By-pass
• Coma
• Lung, Liver, or Kidney Disease

You shouldn't consider trauma coverage as an option. Think of it as a necessity. While no one wants to think about becoming seriously ill, the only thing worse is to have an illness sneak up on you where your family is forced to struggle to get by while you get better because you weren't prepared. Here are some of the reasons you need a trauma cover policy, starting now:

• Trauma cover insurance helps you cover medical expenses you couldn't otherwise afford. You'll be able to pay for medical equipment, rehabilitation, or just about anything else you need to get back on your feet as quickly as possible through your lump sum trauma cover payment.
• Trauma cover means that your family doesn't have to worry about the day-to-day bills. If you are the sole or primary provider for your family, your spouse won't suddenly have to enter the job market or change jobs just so the family can get by. The trauma cover payment will help you make ends meet in the meantime, so bills don't because just another added stress for you and your family.
• Trauma cover can do more than protect your dependants if you become ill or injured. It can make sure they're protected if they become seriously ill. Not only will child trauma insurance cover major expenses neglected by your health insurance policy if your young one gets ill, but the lump sum payment might allow you (or your partner) to temporarily stop working while the child recovers, giving them the personal support they need.

Income | Life | Trauma | TPD Insurance